Your place in the Portuguese sun · The Algarve

Own a home in Europe's economy of the year — and earn while you're home.

Portugal was named Economy of the Year 2025 by The Economist, with property prices up 17.6% — the strongest growth in the EU. The Algarve pairs 300 days of sun and a thriving Canadian community with real, euro-denominated returns.

No obligation · English · Français · Português · Español

17.6%
Price growth in 2025 — record high
#1 in EU
Highest property appreciation
300+
Days of sun per year
~3%
Mortgage rates for foreign buyers
Paula Borges, International Real Estate Advisor (CIPS)
Meet Paula

Born in Portugal. Based in Canada. On your side in four languages.

I'm Paula Borges — International Real Estate Advisor (CIPS). I was born in Lisbon and have lived in Canada since 1987, so I understand exactly what a Canadian buyer worries about, and I know Portugal like home.

I proudly and eagerly help Canadians find their home, lifestyle, and joy in Portugal — from the first question about a tax number to the keys in your hand. No pressure, no obligation. Just honest guidance in whichever language is easiest for you.

English Français Português Español
The honest math

Does the property pay for itself?

Euro prices can feel steep from Canada — so let's look at the real cash flow. At The Court, every unit comes with a 5% net return guaranteed by the developer for the first three years, with 6% projected from the rental pool. Run your own numbers on the live calculator.

Two rental scenarios, guaranteed in writing

At The Court, the developer guarantees a minimum 5% net annual return regardless of occupancy — for the first three years.

Guaranteed
5% net / year
Projected
6% from pool
Financing
~3% · up to 70%
Open the investment calculator
Example · T0 Studio, The Court — €295,000
Guaranteed annual rent (5%)€14,750
Projected annual rent (6%)€17,700
Down payment (30%)€88,500
Monthly cash flow (6%, 50% down)positive
Three exclusive projects

Hand-picked ways in — Carvoeiro & Lagos

Turnkey, managed, and built for buyers who want a home in the sun that works while they're away.

Flagship The Court, Carvoeiro

The Court

Carvoeiro
  • Studios to 2-bed, fully furnished
  • Managed by Prime Resorts — turnkey
  • 5% guaranteed return, personal use anytime
From €295,000
Ask about The Court Download the brochure (PDF)
Primelife, Carvoeiro

Primelife

Carvoeiro
  • 2 & 3-bed luxury apartments
  • 750m from beach, dedicated concierge
  • Only 6 units remaining
From €525,000
Ask about Primelife Download the brochure (PDF)
Domus, Lagos

Domus

Lagos
  • T1+1 to Duplex with rooftop terraces
  • 5 min to beach, choose your finishes
  • 2028 delivery — optional rental mgmt
From €500,000
Ask about Domus Download the brochure (PDF)
The Lighthouses — contemporary villas above the Atlantic, Lagos
Luxury collection · Porto de Mós, Lagos

The Lighthouses

An exclusive collection of just nine contemporary four-bedroom villas — 300m from Camilo Beach, moments from Ponta da Piedade. Atlantic views, private pool, rooftop terrace & jacuzzi, and a private elevator, at one of the Algarve's most privileged addresses.

From€2,400,000≈ C$3.86M indicative
The villaT4 · 4 en-suite±300 m² · private pool
Availability6 of 9 leftlot 11 reserved
Book a private viewing Download the brochure (PDF)

Don't see the right fit? I also work with resale homes across the Algarve through Branco Real Estate — browse resale homes →

Your path to ownership

Five clear steps — starting fully refundable

You never commit real money to see if this is right. It begins with a €5,000 hold you can get back, 100%.

Block your unit

€5,000 — 100% refundable

Fly & Buy visit

€1,000 to view & confirm

Confirm purchase

5% deposit (less €5,000)

Sign agreement

Within 60 days + 25% down

Closing & delivery

Remaining 70% at delivery

Financing made easy. I arrange a virtual meeting with a Portuguese mortgage broker — rates around 3%, terms of 20 / 25 / 30 years, and up to 70% financing for foreign buyers.
Free buyer guides

Everything a Canadian needs — in five guides

Written for Canadians buying in Portugal. Enter your details and I'll send all five straight away — no cost, no obligation.

  • The Portugal Buying Guide
    Off-plan vs resale, visas, tax and Algarve life — the full picture.
  • Your Portuguese NIF, online
    The first thing every buyer needs — done from home in about a week.
  • The Investment Guide
    Four properties, two rental scenarios, three down-payment options.
  • The Algarve OnePager
    Three exclusive projects and the numbers behind them, at a glance.
  • Full Investment Presentation
    The complete deck — market, projects, financing and next steps.

Get all five guides

Yours instantly, straight to the next page.

I'll only use this to send your guides and the occasional Portugal update. Unsubscribe anytime.

Visas & Tax

Living in Portugal — the routes, made simple

Beyond the property itself, here's how Canadians move, invest, and are taxed in Portugal in 2026. I'll walk you through whichever route fits you.

Golden Visa — the fund route

The real-estate route is closed; today's Golden Visa runs through a qualifying fund. My Mercan partner offers a CMVM-regulated private-equity fund (Portugal & Greece hospitality) from €500,000, with a guaranteed buyback from year 6 and a path to residency and citizenship.

Download the fund overview →

D7 Visa — for passive income

For Canadians with stable passive income — pension, rental, or dividends. In 2026, from about €920/month (~€11,040/year) for one applicant, plus 50% for a spouse and 30% per child. Permanent residency after 5 years, citizenship after 10. Owning your Algarve home helps meet the housing requirement.

Talk it through on a call →

The tax picture — NHR 2.0 (IFICI)

The original NHR regime closed to new applicants in 2025. Its replacement, IFICI, gives a 20% flat rate on qualifying Portuguese income and exemptions on most foreign income for up to 10 years — but it's aimed at professionals in science and innovation, not retirees or passive income. Always confirm your case with a Portuguese tax adviser.

Ask about your situation →

General information for Canadian buyers, current as of 2026 — not legal, tax, or financial advice.

A little taste of Portugal

The little things you'll fall for

Tap a card — this is the everyday magic waiting for you in the Algarve.

Words that don't quite translate

Saudadesow-DAH-duh
A tender longing for something you love and miss.
Devagardeh-vah-GAR
Slowly — the unhurried rhythm of Algarve days.
Petiscopeh-TEESH-koo
A little bite, made for sharing with friends.
Bem-vindobeng-VEEN-doo
Welcome — you'll hear it warmly, everywhere.

Flavours of the Algarve

Cataplanakah-tah-PLAH-nah
The Algarve's famous seafood stew, cooked in a copper pot.
Pastel de natapash-TEL de NAH-tah
Warm custard tart — Portugal's sweetest little habit.
Frango piri-piriFRAN-goo pee-ree-PEE-ree
Flame-grilled chicken with a fiery, garlicky kick.
Medronhomeh-DROH-nyoo
The Algarve's fierce local firewater. 🔥
On the map

Where you'll be — the Algarve coast

Carvoeiro, Lagos, and Portugal's golden southern coastline. Explore the area below — then let's walk it together on a call.

Beyond Portugal

Portugal is my heart — but not my only address.

Alongside the Algarve, I represent select pre-construction projects in the Dominican Republic, Mexico, and Dubai. Take a look, then reach out and I'll share everything.

Visit Sunset Real Estate

Ready to find your place in the sun?

Let's book a 20-minute call and match you to the right project — no obligation. We also work with resale properties across the Algarve if these don't fit.

calendly.com/paulaborges-sunset  ·  paula@portugaliving.com  ·  +1 819 329 4994